Management Lesson 1

A man is getting into the shower just as his wife is finishing up her
shower, when the doorbell rings. The wife quickly wraps herself in a towel
and runs downstairs. When she opens the door, there stands Bob, the
next-door neighbor.
Before she says a word, Bob says, "I'll give you $800 to drop that towel."
After thinking for a moment, the woman drops her towel and stands naked in
front of Bob. After a few seconds, Bob hands her $800 and leaves.
The woman wraps back up in the towel and goes back upstairs. When she gets
to the bathroom, her husband asks, "Who was that?"
"It was Bob the next door neighbor," she replies.
"Great," the husband says, "did he say anything about the $800 he owes me?"
Moral of the story: If you share critical information pertaining to credit
and risk with your shareholders in time, you may be in a position to prevent
avoidable exposure.