Well, here's some disconcerting news concerning insurance

It turns out that DAN doesn't cover you if you are diving in an area that
has been given a travel alert. And you can't get any other kind of health
coverage either.

Ergo, for my trip to Sipadan, I will not be covered either by DAN or
anything else. It matters not that if I have an accident, it has only to do
with diving, or a car accident.

The fact that there was a singular incident in Sipadan over two years ago,
results in a travel alert recommendation not to travel to Sabah. Therefore,
no coverage. Period. Not just no coverage if I'm shot, not just no
coverage if I'm kidnapped. No coverage regardless of the cause for need.
*&^#%$**^#%#$!!

chilly wrote:
>
> It turns out that DAN doesn't cover you if you are diving in an area that
> has been given a travel alert. And you can't get any other kind of health
> coverage either.
>
> Ergo, for my trip to Sipadan, I will not be covered either by DAN or
> anything else. It matters not that if I have an accident, it has only to do
> with diving, or a car accident.
>
> The fact that there was a singular incident in Sipadan over two years ago,
> results in a travel alert recommendation not to travel to Sabah. Therefore,
> no coverage. Period. Not just no coverage if I'm shot, not just no
> coverage if I'm kidnapped. No coverage regardless of the cause for need.
> *&^#%$**^#%#$!!


For what it's worth, when we travel in these sorts of 'problem areas'
(and we do often despite the travel alerts,) we each carry our own
'hostage kits.' Using black waterproof plastic cigarette box sized
containers, (marked up to look old and unimportant,) we each carry a
course of co-tri-moxizole for dysentery, a course of amoxicillin, some
antihistamine tablets, a dozen Tramadol HCL, and paracetamol. We also
include $200 in US ten dollar bills, a pencil stub, and a small BIC
lighter. We have these in our pocket and with us at ALL times except
when we are underwater. Obviously this won't help you if you are shot.
But neither will DAN.

Don't let lack of security spoil your vacation. Security doesn't really
exist anyway.
" Security is mostly a superstition. It does not exist in nature, nor do
the children of man as a whole ever experience it. Avoiding danger is no
safer in the long run than outright exposure. Life is either a daring
adventure, or nothing." Helen Keller - 1957

Enjoy Sipadan and dive safely.

Steve Kramer
Chiang Mai, Thailand
Five years, six months, three weeks, 10 hours, 21 minutes and 36
seconds. 60942 cigarettes not smoked, saving $15,235.73. Time used for a
better purpose: 30 weeks, 1 day, 14 hours, 30 minutes.

--
"The real voyage of discovery is not in seeking new lands,
but in seeing with new eyes!" Marcel Proust

How would that Affect Spain after last weeks bombing??



Kieran


"chilly" <slarson@shaw.canada> wrote in message
news:6uy4c.790026$X%5.723949@pd7tw2no...
> It turns out that DAN doesn't cover you if you are diving in an area that
> has been given a travel alert. And you can't get any other kind of health
> coverage either.
>
> Ergo, for my trip to Sipadan, I will not be covered either by DAN or
> anything else. It matters not that if I have an accident, it has only to
do
> with diving, or a car accident.
>
> The fact that there was a singular incident in Sipadan over two years ago,
> results in a travel alert recommendation not to travel to Sabah.
Therefore,
> no coverage. Period. Not just no coverage if I'm shot, not just no
> coverage if I'm kidnapped. No coverage regardless of the cause for need.
> *&^#%$**^#%#$!!
>
>

"chilly" <slarson@shaw.canada> wrote in message
news:6uy4c.790026$X%5.723949@pd7tw2no...
> It turns out that DAN doesn't cover you if you are diving in an area that
> has been given a travel alert. And you can't get any other kind of health
> coverage either.
>
> Ergo, for my trip to Sipadan, I will not be covered either by DAN or
> anything else. It matters not that if I have an accident, it has only to
do
> with diving, or a car accident.
>
> The fact that there was a singular incident in Sipadan over two years ago,
> results in a travel alert recommendation not to travel to Sabah.
Therefore,
> no coverage. Period. Not just no coverage if I'm shot, not just no
> coverage if I'm kidnapped. No coverage regardless of the cause for need.
> *&^#%$**^#%#$!!
>
>
I'm sure that you have seen this alert:

http://www.cdnn.info/alert/alert-sip...ipadan.html#us

Terrorists win when they stop people from their routines, which I refuse to
do. We flew to Costa Rica and boated on to Cocos right after 9/11. The jet
was half empty do to cancellations. Enjoy your trip to Sipidan and take
your own mini-medical kit with you. E-mail me if you want specific drug
recs.

"Randy Buckner" <Randybuckner@att.net> wrote in message
news:6LI4c.15216$H44.278409@bgtnsc04-news.ops.worldnet.att.net...
>
> >
> >
> I'm sure that you have seen this alert:
>
> http://www.cdnn.info/alert/alert-sip...ipadan.html#us

I had not seen that alert (because it is on CDNN). Further, I'm Canadian
and further yet, that notice was to have expired in November 2003.

> Terrorists win when they stop people from their routines, which I refuse
to
> do. We flew to Costa Rica and boated on to Cocos right after 9/11. The
jet
> was half empty do to cancellations. Enjoy your trip to Sipidan and take
> your own mini-medical kit with you. E-mail me if you want specific drug
> recs.

I also refuse to vary my routine . . . however, DAN and the health insurance
companies are making me quite uncomfortable about it. I am also going to
Jakarta to see family. I'm not covered there either.

>

I suppose that there is a travel alert to the US as well. . .

Brian

DAN insurance has a lots of other problems as well.

Look at www.diveinsurance.com


--
Jim Wyatt
PADI Master Instructor #4612/IANTD Instructor
Florida Keys Reef-Divers, Inc.
www.reef-divers.com

"Jim Wyatt" <Jim@nospam-reef-divers.com> wrote in message
news:Xns94ACA00B87285Jimreefdiverscom@216.77.188.1 8...
> DAN insurance has a lots of other problems as well.
>
> Look at www.diveinsurance.com

OK, I've written them but I suspect the answer will be the same. It isn't
actually DAN that won't cover me while I am in a travel alert area. It is
their underwriter.

Their underwriter has the same position as does the other two types of
health travel insurance I have tried to purchase. Well, heck I can purchase
anything I want, they just won't cover me if I get hurt in Sabah.
Apparently, because I shouldn't have been there in the first place.

I must have missed something about this since the only discussion of
medical evacuation, etc. says:

When you have been stabilized to the satisfaction of the Assist America
doctor and the attending physician, Assist America will arrange
transport back to the United States under medical supervision if it is
necessary.

I see no mention about limitations due to State Department advisories.

Dr. Yak

"Randy Buckner" <Randybuckner@att.net> wrote in message
news:do85c.15295$Pa7.400745@bgtnsc05-news.ops.worldnet.att.net...
>
> "chilly" <slarson@shaw.canada> wrote in message
> news:RBK4c.793219$X%5.167792@pd7tw2no...
> that there are many places selling travel insurance to the area, one being
> http://www.travellerspoint.com/trave...nce-online.cfm. It might be
> worth the effort to check it out.

Pretty cool site, actually, I got lost in there for a little while. :^)